{"id":18549,"date":"2024-07-30T15:21:53","date_gmt":"2024-07-30T19:21:53","guid":{"rendered":"https:\/\/transitions.inetdemo1.com\/?page_id=18549"},"modified":"2024-11-21T10:51:11","modified_gmt":"2024-11-21T15:51:11","slug":"divorce-faq","status":"publish","type":"page","link":"https:\/\/johnson.inetdemo1.com\/?page_id=18549","title":{"rendered":"Divorce FAQ"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;772e745f-83ba-48ae-b936-e59c45d07946&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h1>Don\u2019t Take On Divorce Alone<\/h1>\n<p>There are very few events in our lives that are more stressful, and sometimes frightening than a divorce. Feelings are raw and the future often looks confusing at best. We want to help you look forward to a wonderful, happy and fulfilling life in the days ahead once you get through this time of uncertainty.<\/p>\n<p>First, let\u2019s recognize the elephant in the room.<em>\u00a0Emotions\u00a0<\/em>\u2013 mostly negative and painful ones \u2013 are usually the main factor that frequently cause decisions during a divorce to be made badly. In many cases, one or both parties usually look at the process with two conflicting thoughts in mind. This is where we really shine.<\/p>\n<p><strong>One of the biggest issues to deal with during a divorce is housing.\u00a0<\/strong>If you and your spouse own a home, there are several paths you can take to reach a solution. You can sell the home and split the proceeds, or one person can \u201cbuy out\u201d the other by refinancing the mortgage.\u00a0\u00a0Sitting down and discussing these options will help you get on the same page and minimize friction. \u00a0We can provide a free consultation including a free comparative market analysis of your current home to help give you the answers you need to make the best financial decision.<\/p>\n<p>[\/et_pb_text][et_pb_button button_alignment=&#8221;left&#8221; button_bg_enable_color=&#8221;on&#8221; button_url=&#8221;#FAQ&#8221; button_text=&#8221;Read The FAQ&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;772e745f-83ba-48ae-b936-e59c45d07946&#8243; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#c1beaa 0%|#8a8569 86%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(49,53,64,0.3)&#8221; background_color_gradient_end=&#8221;#313540&#8243; background_color_gradient_end_position=&#8221;70%&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_center&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||85px|||&#8221; hover_enabled=&#8221;0&#8243; border_color_all=&#8221;#f3f1f2&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;#EFEFEF&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;2em&#8221; header_3_font=&#8221;|700||on|||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;14px&#8221; header_3_letter_spacing=&#8221;1.5px&#8221; header_3_line_height=&#8221;2em&#8221; background_layout=&#8221;dark&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>The Benefits of Working With a Real Estate Agent<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;-30px|0px&#8221; custom_padding=&#8221;10px||10px|30px|false|false&#8221; border_color_all=&#8221;rgba(233,217,193,0.24)&#8221; border_width_left=&#8221;1px&#8221; border_color_left=&#8221;#FFFFFF&#8221; use_custom_width=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;1. Negotiation Skills&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits1.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;106px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Not everyone is an expert negotiator, but luckily your agent is and they can negotiate on your behalf.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;2. Dedicated Time&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits2.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;105px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>An agent can save you time by hosting open houses, replying to inquiries, scheduling showings, etc.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;3. Sales Expertise&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits3.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;105px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Working with a professional agent ensures that your home will be valued at what it\u2019s worth.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;4. Ongoing Advice&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits4.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;106px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Selling or buying a home can be tricky, think of an agent as your pilot. They will navigate the journey and ultimately create a smoother ride.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;5. Service Provider Network&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits7.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;105px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Real estate agents have a useful network of service providers, movers, lenders, and repair companies<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;6. Paperwork Expertise&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits8.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;105px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>It\u2019s hard to remember all the documents needed for a transaction. Your agent will handle this for you.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;7. Buyer &#038; Seller Access&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits6.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;106px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Your agent has community connections that will help you buy or sell your house faster than you could on your own.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;8. Marketing Knowledge&#8221; image=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/agent-benefits5.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;105px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;20px&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover_enabled=&#8221;off|desktop&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Real estate agents know how to showcase your home and attract the right buyers online.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;772e745f-83ba-48ae-b936-e59c45d07946&#8243; custom_padding=&#8221;120px|||||&#8221; top_divider_style=&#8221;arrow&#8221; top_divider_color=&#8221;#8A8569&#8243; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset3&#8243; box_shadow_spread=&#8221;-12px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_spread=&#8221;-8px&#8221; src=&#8221;https:\/\/johnson.inetdemo1.com\/wp-content\/uploads\/divorce-4.jpg&#8221; title_text=&#8221;divorce-4&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto 0;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;margin: auto 0;&#8221; custom_css_main_element_phone=&#8221;margin: auto 0;&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>From Move Out To Closing<\/h2>\n<p>I&#8217;ve helped many families smoothy navigate the ins and outs of buying or selling a home after a divorce. From start to finish and all the details in between. My team and network of local experts are ready to help you in every step of the process.<\/p>\n<p>[\/et_pb_text][et_pb_button button_alignment=&#8221;left&#8221; button_bg_enable_color=&#8221;on&#8221; button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ4In19@&#8221; button_text=&#8221;Get In Touch&#8221; _builder_version=&#8221;4.17.4&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;FAQ&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;772e745f-83ba-48ae-b936-e59c45d07946&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Divorce Real Estate FAQ<\/h2>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Can I buy a new home if I\u2019m still listed on the previous mortgage?&#8221; icon_color=&#8221;#595959&#8243; toggle_icon=&#8221;&#xe044;||divi||400&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;25px&#8221; open_toggle_icon=&#8221;&#xe043;||divi||400&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;25px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Yes, but it can be difficult to purchase another home until your divorce is final. In most situations involving child support and alimony, the payments must be received for a specific time period before you can use it as qualifying income. If you are still listed as a co-borrower on the mortgage for the prior home, many mortgage programs will allow you to qualify while excluding that debt. We will connect you to an experienced lender who can give you the best advice for your unique situation.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What happens to my current home?&#8221; icon_color=&#8221;#595959&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;25px&#8221; open_toggle_icon=&#8221;&#xe043;||divi||400&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;25px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>If you and your spouse own a home, there are two main routes you can take to reach a solution. You can sell the home and split the proceeds, or one person can \u201cbuy out\u201d the other by refinancing the mortgage. Sitting down and discussing these options will help you get on the same page and minimize friction.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How does a divorce impact my credit score?&#8221; icon_color=&#8221;#595959&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;25px&#8221; open_toggle_icon=&#8221;&#xe043;||divi||400&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;25px&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Unfortunately for many, divorce is a time of great financial hardship and credit challenges. Because you are responsible for the mortgage until it is paid in full or refinanced, it is imperative that you remain current on the monthly payments. We can discuss further whether refinancing or selling is a better option for your situation and come up with a plan.<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Don\u2019t Take On Divorce Alone There are very few events in our lives that are more stressful, and sometimes frightening than a divorce. Feelings are raw and the future often looks confusing at best. We want to help you look forward to a wonderful, happy and fulfilling life in the days ahead once you get [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-18549","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=\/wp\/v2\/pages\/18549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18549"}],"version-history":[{"count":3,"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=\/wp\/v2\/pages\/18549\/revisions"}],"predecessor-version":[{"id":18674,"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=\/wp\/v2\/pages\/18549\/revisions\/18674"}],"wp:attachment":[{"href":"https:\/\/johnson.inetdemo1.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}